hi there, Once the fund Recovers, Pull out the money follow Steps for Lumpsum investment to avoid this hassle in near future what ever Amount you receive divide it into 3 part Identify 3 Funds (One Large Cap, One Small Cap, Once Large and Mid Cap) invest in Liquid Funds of these Companies, Start a Daily STP from Liquid to the target funds when markets Corrects Do a Lumpsum Switch to Target Fund in 50K or 1 Lacs Volume you can Divide the funds as per your choice and diversify your portfolio as per your choice
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2021 was not the right time for investment as majority of the stocks were on higher side post 2020 pandemic. Since you have invested during a high trend, I would suggest to average the portfolio by buying few units at major downtrend. The recent downtrend was in May-June 2022
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Any equity oriented fund investment horizon is min 3yrs to 5yrs. Your investment is still less than one year. Please wait and also check risk of the fund by measuring Std.deviation and sharpe ratios, if it is very lower than the category averages then switch into better fund thro STP that is meeting investment expectation and the risks that you are able to take.
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