Portfolio Review

283 opinions Refresh

Post
Portfolio Review 283 opinions SET SMS ALERT

Post in
English
Hindi
I agree to the M3 code of conduct

Sign-In / Register to post your reply

Login with moneycontrol    
Keep me signed in Forgot Password?  

I am new to
moneycontrol.com
» Click Here

Discover Messages
Platinum Member
279082 Followers
Chat Transcript from Vatsal Shah. Question bikasbaba: Myself a NPS holder Central Govt. Civilian 36yr. employee with wife (29yr), a Daughter (5yr), a Son (1yr) & D / W / Mother (69yr). None of us has major diseases, so far. Covered under CGHS (pay 1st & submit bill to claim). No major liability right now. My gross salary is around RS.5,Lakh PA.I`ve 02 LIC policies: Money Back Rs.573 PM., SA Rs. 105000 Start in 2008, last premium & Maturity 2028. Jeevan Sri-1 Rs.2162 PM., SA Rs.5 Lakh Start in 2008, last prm. 2024, Maturity 2033. Jeevan Saral Rs.2042 PM., SA Rs. 5 Lakh, paid 5yr. prm and Paidup in Jan., 2015 & can withdraw money after 2020. In lieu of, I plan to take an accidental life insurance from SBI of S A of Rs. 10,00,000/- & start a SIP in Reliance Tax sever (ELSS) from march,2015. Besides I’ve: Term Insurance of Rs 50 Lakh from AEGON Religare. NPS Tier 1 Rs. 3700 PM now from my salary. (3700x2), SIP with Rs. 1400 pm. In HDFC Top 200-Direct (G) from May 2011, SIP with Rs. 2500 pm. In IDFC Premier Equity Fund Direct (G) form AUG, 2013, SIP with Rs. 1300 pm. In ICICI Value Discovery fund Direct (G) form Nov., 2013, Started PPF last year & have 60,000/- in A/c, but further invest in ELSS only. Every year I’ll increase SIP amt by 5-10% No plan for retirement, as NPS may be sufficient.Considering 3 pay hikes form 7th (2016), 8th (2026) & 9th (2036) pay Commission’s recommendations, Suggest: • for children Education, marriage, how is my portfolio? I need:Rs.25, 00,000 in yr. 2025, Rs. 25, 00,000 in yr. 2030,Rs.30, 00,000 in yr.2032 Rs. 25, 00,000 in yr. 2037, Please suggest. Answer: Dear Concerned your portfolio looks good but considering your needs of Rs. 1 Cr in next 10-15 years, current allocation to SIP is not enough you need to double this amount to safely reach your target. 
5.30 PM Jan 22nd
New Member
0 Follower
New Member
0 Follower
11.00 AM Dec 9th 2014
New Member
0 Follower
11.16 AM Dec 6th 2014
NETWORK
HAZRA45
New Member
swapanmone
New Member
arunavathebest
New Member
RELATED TOPICS
1129 messages Platinum Member

66
Sudarshan Sukhani
Platinum Member

47303
KotakInvestment
Platinum Member

35546
arvind151
Platinum Member

24965
Santosh Nair
Platinum Member

23080
marketman
Platinum Member

19093
ANCHORS ON M3

Anuj Singhal

Editor-Markets Desk

7762

Latha Venkatesh

Executive Editor

9506

Sajeet Manghat

Chief of Bureau, CNBC-TV18 Mumbai

3124

Sonia Shenoy

Financial Markets Anchor & Research Analyst

16090

Varinder Bansal

Head - Research

3627

Get locked into FDs as rates set to fall: Personal Finance experts. Is it a good idea?
Yes
No

Explore Messageboard