As Economic Times , Investor Guide,dated 23rd Nov`09, Federal Bank is India`s No-1 bank on Efficiency ( Net interest margin,business per employee,return on assets),Financial Strength ( Capital Adequacy Ratio,NPA`s)leaving behind market leaders like SBI and HDFC far behind. Dear Boarders don`t give up hope, its only that it has failed to draw investors attention so far which I feel will not be the case with above article in ET. I strongly feel based on inherent strengths of bank i.e large NRI`s deposits and highest net interest margin i.e 4% above in banking sector it will touch 500+ in years time.Thanks.