i happened to bump into this posting on investment mantra of yours.
well once again like some other time in the past , i do not want to affect any one in any way .- but would like to state my views on investment mantra.
well only when you have excess income over expenditure one can think of investment.
well it is for one who is able to decide how much of his income would go in for short term and long term. probably age circumstances and other oncoming events would dictate the same.
i have never seen anyone getting to invest in short term and get paid back for those investments except in long term. short term investments are definitely more rsky than long term ones.
for example a simple old proverb money in gold and land never goes bad. for land one can neve grow which is always in short supply as per demand. hence the investments would be good any time. but that is long term return investment. so much so is gold.look at it as the worlds production of this precious metal only would decrease as to the demand.
regarding the companies you are safe in consumer based industry as they are safest. while energy based companies always would be profitable and heavy industries would play a gain or loss depending upon a devlopmenty vs stagnation.
well the bonds are safest routes when one does n`t know where to put his excess funds.