I also did not not receive the dividend yet. On concacting Karvi they say that it is dispatched on 26th Oct by bulk mail. They also advised that if I do not receive the same in next 12-3 days then I should send letter on 20 Rs stamp stating that it is lost in transit and requesting them to issue a new DD they have e mailed me a draft of this letter. I will wait for some time and then send this letter.