use your card whenever you are needed to use, not when you want.
clearly understand the difference between "what you need" and "what you want" .
also , make sure you pay your bills at time, banks make most of the credit card income through the various mistakes of customer, instead of interest.
make most of the interest free period of your card, if you are using it at end of your billing cycle, you will have less interest free period, the opposite is also true and a better way.
| NIFTY 
