intt.on deposit increasing/npa a big problem. its not easy during this quarter to maintain NIM.

intt.on deposit increasing/MPA a big problem. its not easy during this quarter to maintain NIM.

They can go up to 4% if they can contain NPAs.

MMB: why ask readers ? Ask Mr Pradip Chaudhary the SBI Boss, for a good answer, if you are in doubt !

not possible at this juncture.

it can raise its margin more by introducing more home loan schemes.. 3.75% is a very reasonable target to keep

Affirmative,what is the doubt?

good groth expect in sbi

SBI may touch 3400 by year end

Without providing for wage revision effective 11/12 and what about FY-14

Very candid interview by the Chairman. Gives me confidence in holding my SBI shares considering that he says SBI is the best placed PSU Bank.

My costing is 2180....and I hope to see atleast 2280 soon around March 19th RBI meet.

yes, one can accumulate this on every fall

There should be no doubt that the SBI would be able to maintain its NIM in spite the interest rate hikes due to the fact that the net outflow due to interest rise is very negligible when compared to the other parameters of the loan and deposit segments. Also, the as regards loan, there is nothing fixed and loan segment could expand also thus compensating for the interest outflow.

Long term investors should start accumulating at anything under 2120. Target of 2500 in a few months.

SBI to maintain its Net Interest Margin (NIM) at 3.75% in FY13, says Chairman. Will SBI be able to maintain its NIM?