dear ranjan would it be easy for LNTFH to achieve 18-20% Growth every quarter on quarter or it would need some special efforts on the part of management.

100%

its 50-50 :) either yes or no.If it doesnt get I see 10-12 PE or 1.5 BV as bottom ( at FY13 valuation it is 40-45). That is why I am comfortable buying in 45-50 rs range .I will add 2 rs for every Q growth in my buy price .

Forget That You have missed the chance and you will never get that chance again If you are interested then buy at the current price else again you will miss this chance man

dear how much is the probability of the LNTFH getting the banking licence and in case that does not happen then will the share price correct significantly providing an opportunity to buy below 40 or may be even 35.

Well I am concerned by seeing so many bullish messages .I hope all targets gets achieved .FBV 31 and FYEPS of 4 rs its at its fair price. A good upside can be seen because of banking license other wise L&TFH will move upward parallely to earning growth.
Buying a good quality growth stock at lower valuation and holding for long term gives unimaginary return.
HDFC bank profit grew 32 times since 2000 and share price went up by 50 times .If L&TFH continues above 18-20% growth it will trade on premium compare to current valuation and one can easily get 4-5 times return in 5-6 years .

dear be also prepared for the reverse case also.

Whether amendment comes or not does not matter RBI may come out any time with the Final Draft for Banking license

If I am not wrong then I had read in some previous news article that the decision of amendment to give RBI enough powers before they come out with banking license specifications will happen in the winter session of Parliament which will start on 22nd November ... FM is already putting a lot of pressure on the RBI on this front ... Once more news start trickling ... We will see it moving in the range of 65-70 ... Just a matter of few weeks .. May be !