Dear Pankaj Bhailal Shah,

To recieve Rs.25000 P.M., You may plan as per
the money Available with you.

If you have more than 30-35 Lacs to Invest & Expect 8-9% Safe Returns(with Zero Risk), You may Invest in GOOD BOND Fund /Income Fund like SBI Dynamic Bond Fund/Canara Robeco Income Fund.

If you have more than 25-30 Lacs to Invest & Expect 10-12% Returns(with neglegible Risk), You may Invest in GOOD Monthly Income Fund like HDFC MIP ( LT ), Reliance MIP, Canara Robeco MIP.

If you have Approx. Rs. 25 Lacs to Invest & Expect 12% or more Returns(with some Risk), You may Invest in GOOD Balance Fund like HDFC Balance Fund/HDFC Prudence Fund / Canara Robeco Balance Fund /TATA Balance Fund/ UTI Wealth Builder Fund.

You may Even Try Combination of all 3 Options.

You may applly for Systematic WITHDRAWL Plan
( SWP) to receive Rs.25000 P.M. on Pre-determined Date.

I will retire in May,2013. I requrire Rs.25000/- per month fix income for my family.Please advise where and how much amount invest .
Regards,
pankaj Bhailal Shah